As this is a panel, I just quilted around the pattern.  I don't have many ideas on the quilting design...just made up whatever come into my mind!!!  I used a quilting stencil on the border only.

After all the quilting is done, I poked holes on the quilt where the tree is...  I know I can imagine your reaction when I said...I poked holes in the quilt!! hhahahahahha  Added lights .... n viola.....a quilt with lights!